Welcome to 93 Payne Street! This over-under duplex presents an excellent opportunity for investors or buyers looking to offset their mortgage with rental income. Each unit features its own private entrance, offering privacy and convenience for tenants or owner-occupants alike. The main-floor unit offers 2 bedrooms and 1 full bathroom, a spacious eat-in kitchen, and a bright porch area that provides additional living space and houses the laundry facilities. The upper unit also features 2 bedrooms, 1 full bathroom, and a comfortable eat-in kitchen. Both units offer a functional layout with a nice flow throughout, making them appealing and comfortable living spaces. Whether you're looking to add to your investment portfolio, live in one unit while renting the other, or generate income from both units, this property offers plenty of potential. Conveniently located close to local amenities, schools, and services, 93 Payne Street is an opportunity worth exploring.